Patrick van Niekerk Founder & Managing Director Email: patrick@pfn.co.zaMobile: 082 440 0839 Joa van Niekerk Financial Advisor & Representative Email: joa@pfn.co.zaMobile: 082 788 4515 Mercia Mans Office Manager Email: mercia@pfn.co.zaMobile: 064 939 0393 Barbara Erasmus Administrator Email: barbara@pfn.co.zaMobile: 063 719 1498